Free · No card numbers needed · Australian cards

Stop leaving points on the table.

See which card earns the most for every purchase — instantly.

Demo$200 · Groceries
1

American Express Platinum EdgeTop pick

Amex MR

600 pts

~$9.00

2

Qantas Premier Titanium

Qantas Points

200 pts

~$3.40

3

Citi Rewards Platinum

Citi Rewards

200 pts

~$1.60

Sample cards shown. Sign up free to rank your actual cards instantly.

No credit card required · Free forever

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Points portfolio

See the real dollar value of your points across every program — Qantas, Velocity, Amex, ANZ, Flybuys, and more.

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Redemption goals

Set a target — a flight, hotel, or cashback — and watch your progress as you earn toward it.

Expiry alerts

Know which points are expiring before they disappear. Never lose value without realising it.

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Card optimizer

For each purchase, find the card that earns the most toward your goal — groceries, travel, fuel, and more.

Most Australians with multiple rewards cards have no idea what their points are actually worth — or that some are quietly expiring. PointsIQ puts your entire points portfolio in one place, tells you the dollar value, and helps you make smarter decisions every time you spend.

✓ Free forever✓ No ads✓ No card numbers stored✓ No passive tracking, no data sharing