Optimizer

Enter a spend amount and category to see which card earns the most points.

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You're seeing sample cards, not your real cards

Results below are calculated for 3 sample cards (Amex Platinum Edge, Qantas Premier Titanium, Citi Rewards Platinum). Try different categories — the top card changes depending on what you're spending on.

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What are you spending on?

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Sample Results

3 demo cards

Online Shopping · $200

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Top pick ·American Express Platinum Edge

400 Amex MR pts

~$6.00

400 pts · 3% toward Sydney – Melbourne one way (economy)

Why?

Earn rate2 pts/$ on Online ShoppingValue$6.00 at 1.5c/pt

Qantas Premier Titanium

200 Qantas Points pts

~$3.40

200 pts · 2% toward Sydney – Melbourne one way (economy)

Why?

Earn rate1 pts/$ on Online ShoppingValue$3.40 at 1.7c/pt

Citi Rewards Platinum

200 Citi Rewards pts

~$1.60

200 pts · 2% toward Sydney – Melbourne one way (economy)

Why?

Earn rate1 pts/$ on Online ShoppingValue$1.60 at 0.8c/pt

Earn rates are based on program marketing materials and may vary by booking class, partner tier, or transaction type. Verify unusual earn amounts against your statement.

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